The IRS plans to stop sending paper checks for refunds and benefits by Sept 30, 2025. While that sounds efficient, the AICPA warns it could leave behind seniors, unbanked folks, and international taxpayers. Direct deposit is great—unless you don’t have a bank. The AICPA’s asking for a smarter, slower rollout with exceptions for vulnerable groups. Taxish translation: modern is fine, but don’t forget the humans.